Editorial Policy

Trust is the foundation of good financial content. This policy explains how I create, review, and maintain everything published on Nazib Finance. If we ever fall short of any of the standards below, please let us know — corrections are welcome.

Originality

Every article is produced specifically for Nazib Finance. I do not scrape, spin, or republish another publisher's work. Each piece must add practical value through clear explanations, worked calculations, decision frameworks, or carefully labelled scenarios rather than pretending to have experience or credentials the author does not have.

Use of AI tools

Research, drafting, and editing tools may assist with planning, language, or production. Tool output is never treated as a source or proof. Important financial claims must be checked against the primary or authoritative sources listed on the article, and Nazib remains responsible for what is published under his byline.

Research and sourcing

I rely on primary, authoritative sources whenever possible — including the SEC, IRS, Federal Reserve, the Consumer Financial Protection Bureau (CFPB), FDIC, NCUA, national regulators, and peer-reviewed research. Each article includes a visible source list. Country-specific rules are labelled, and changeable figures such as rates, limits, and thresholds include context rather than being presented as permanent facts.

Fact-checking and review

Articles covering money decisions (YMYL — "Your Money or Your Life" topics) follow a source-verification pass and are re-checked when rules or underlying sources change. Publication, substantive-update, and fact-check dates have distinct meanings; cosmetic edits do not receive a misleading freshness date.

Corrections

If we get something wrong, we fix it promptly and note significant changes at the bottom of the article. To report an error, email hello@nazibfinance.com with the article title and the specific claim in question. We aim to acknowledge corrections within two business days.

Independence and disclosures

Editorial recommendations are independent. We are not paid by any financial institution to recommend a product. When an article contains affiliate links (which may earn a commission if you sign up), we disclose it clearly at the top of the article. We never accept payment for a positive review, and we do not remove critical coverage of a product in exchange for compensation.

Advertising vs editorial

This Site displays third-party advertisements (Google AdSense). Ad placements are automated by Google and do not reflect any editorial endorsement. Advertisements are visually distinct from article content and are labelled where required.

Author

Every article is written and edited by Nazib Sayed, the site's founder. Read more on the about page.

Not personalised advice

Even with careful research, this Site cannot know your personal financial situation. Please treat every article as educational background and consult a licensed professional for advice tailored to you. See the full disclaimer for details.